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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,419 | $209,428-10.5% | $178,498+5.0% | $158,950+17.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 10.70% | 188.78%-178.1pp | 151.09%-140.4pp | 302.91%-292.2pp |
| Employer contribution / active EE | $1,648 | $5,707-71.1% | $5,011-67.1% | $4,762-65.4% |
| Participant deferral / active EE | $5,629 | $5,955-5.5% | $5,202+8.2% | $5,983-5.9% |
| Admin fee / account holder | $15,766 | $17,077-7.7% | $13,985+12.7% | $11,248+40.2% |