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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,835 | $157,296-64.5% | $141,191-60.5% | $152,897-63.5% |
| Participation rate | 91.7% | 84.8%+6.8pp | 82.5%+9.2pp | 82.5%+9.2pp |
| Annual return | 28.90% | 64.34%-35.4pp | 71.41%-42.5pp | 345.43%-316.5pp |
| Employer contribution / active EE | $5,899 | $5,262+12.1% | $4,736+24.6% | $4,764+23.8% |
| Participant deferral / active EE | $6,256 | $7,111-12.0% | $6,710-6.8% | $5,851+6.9% |
| Admin fee / account holder | $1,024 | $12,125-91.6% | $10,264-90.0% | $11,599-91.2% |