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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,328 | $135,956-75.5% | $123,894-73.1% | $273,972-87.8% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 9.95% | 56.63%-46.7pp | 47.52%-37.6pp | 41.46%-31.5pp |
| Employer contribution / active EE | $4,360 | $5,170-15.7% | $4,617-5.6% | $4,869-10.5% |
| Participant deferral / active EE | $7,286 | $6,343+14.9% | $5,984+21.7% | $5,287+37.8% |
| Admin fee / account holder | $3,054 | $9,817-68.9% | $8,357-63.5% | $10,133-69.9% |