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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,988 | $150,447-74.7% | $136,298-72.1% | $147,586-74.3% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 18.63% | 1049.15%-1030.5pp | 5156.27%-5137.6pp | 578.59%-560.0pp |
| Employer contribution / active EE | $2,247 | $5,256-57.2% | $4,696-52.1% | $4,876-53.9% |
| Participant deferral / active EE | $5,531 | $6,631-16.6% | $6,247-11.5% | $5,439+1.7% |
| Admin fee / account holder | $355 | $10,906-96.7% | $9,244-96.2% | $10,886-96.7% |