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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,751 | $161,352-81.6% | $134,172-77.8% | $137,256-78.3% |
| Participation rate | 25.0% | 78.3%-53.3pp | 72.5%-47.5pp | 80.0%-55.0pp |
| Annual return | 26.25% | 28.72%-2.5pp | 25.30%+1.0pp | 220.34%-194.1pp |
| Employer contribution / active EE | $1,291 | $4,099-68.5% | $3,420-62.3% | $4,156-68.9% |
| Participant deferral / active EE | $1,313 | $5,552-76.4% | $4,690-72.0% | $6,407-79.5% |
| Admin fee / account holder | $0 | $15,028-100.0% | $12,016-100.0% | $12,270-100.0% |