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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,370 | $102,429-61.6% | $147,096-73.2% | $80,925-51.4% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 18.10% | 135.02%-116.9pp | 419.75%-401.6pp | 35.65%-17.5pp |
| Employer contribution / active EE | $5,970 | $3,716+60.7% | $4,936+20.9% | $2,756+116.6% |
| Participant deferral / active EE | $6,852 | $6,649+3.1% | $8,071-15.1% | $4,299+59.4% |
| Admin fee / account holder | $779 | $7,957-90.2% | $13,005-94.0% | $6,940-88.8% |