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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,370 | $102,422-61.6% | $147,117-73.2% | $80,959-51.4% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 18.10% | 135.16%-117.1pp | 420.54%-402.4pp | 35.67%-17.6pp |
| Employer contribution / active EE | $5,970 | $3,717+60.6% | $4,932+21.0% | $2,757+116.5% |
| Participant deferral / active EE | $6,852 | $6,652+3.0% | $8,065-15.0% | $4,300+59.3% |
| Admin fee / account holder | $779 | $7,953-90.2% | $12,993-94.0% | $6,925-88.8% |