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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,299 | $199,109+3.1% | $173,730+18.2% | $154,746+32.7% |
| Participation rate | 53.3% | 82.8%-29.5pp | 79.6%-26.2pp | 80.7%-27.4pp |
| Annual return | 15.42% | 20.02%-4.6pp | 19.96%-4.5pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,025 | $5,311-61.9% | $4,577-55.8% | $4,379-53.8% |
| Participant deferral / active EE | $3,151 | $7,113-55.7% | $6,326-50.2% | $6,730-53.2% |
| Admin fee / account holder | $2,720 | $20,916-87.0% | $17,523-84.5% | $14,365-81.1% |