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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,299 | $178,174+15.2% | $156,181+31.4% | $137,256+49.6% |
| Participation rate | 53.3% | 82.0%-28.7pp | 78.8%-25.5pp | 80.0%-26.6pp |
| Annual return | 15.42% | 84.19%-68.8pp | 64.87%-49.5pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,025 | $4,972-59.3% | $4,294-52.8% | $4,156-51.3% |
| Participant deferral / active EE | $3,151 | $6,888-54.3% | $6,132-48.6% | $6,407-50.8% |
| Admin fee / account holder | $2,720 | $17,404-84.4% | $14,586-81.4% | $12,270-77.8% |