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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,284 | $162,136-46.2% | $152,301-42.7% | $154,746-43.6% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 17.10% | 91.02%-73.9pp | 80.50%-63.4pp | 172.34%-155.2pp |
| Employer contribution / active EE | $1,586 | $4,890-67.6% | $4,624-65.7% | $4,379-63.8% |
| Participant deferral / active EE | $9,936 | $8,341+19.1% | $8,004+24.1% | $6,730+47.6% |
| Admin fee / account holder | $602 | $15,759-96.2% | $14,398-95.8% | $14,365-95.8% |