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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,238 | $29,670-62.1% | $56,054-80.0% | $80,911-86.1% |
| Participation rate | 6.8% | 41.7%-34.9pp | 52.5%-45.7pp | 67.6%-60.9pp |
| Annual return | 13.41% | 35.24%-21.8pp | 1705.95%-1692.5pp | 35.63%-22.2pp |
| Employer contribution / active EE | $204 | $670-69.6% | $1,039-80.4% | $2,756-92.6% |
| Participant deferral / active EE | $334 | $1,227-72.8% | $1,952-82.9% | $4,297-92.2% |
| Admin fee / account holder | $39 | $2,431-98.4% | $2,822-98.6% | $6,935-99.4% |