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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,276 | $27,936-70.4% | $58,561-85.9% | $75,173-89.0% |
| Participation rate | 8.8% | 38.8%-30.1pp | 50.9%-42.1pp | 67.2%-58.4pp |
| Annual return | 26.63% | 44.21%-17.6pp | 4251.33%-4224.7pp | 160.72%-134.1pp |
| Employer contribution / active EE | $138 | $670-79.3% | $1,053-86.9% | $2,671-94.8% |
| Participant deferral / active EE | $234 | $1,202-80.6% | $1,923-87.8% | $4,126-94.3% |
| Admin fee / account holder | $23 | $1,727-98.7% | $2,520-99.1% | $5,651-99.6% |