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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,703 | $64,729-92.7% | $112,263-95.8% | $68,490-93.1% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -18.57% | -11.40%-7.2pp | 27.49%-46.1pp | -7.85%-10.7pp |
| Employer contribution / active EE | $1,651 | $2,746-39.9% | $3,636-54.6% | $2,597-36.4% |
| Participant deferral / active EE | $930 | $3,566-73.9% | $4,729-80.3% | $4,028-76.9% |
| Admin fee / account holder | $2,472 | $5,222-52.7% | $6,410-61.4% | $5,403-54.3% |