Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,712 | $78,682-86.4% | $109,188-90.2% | $85,851-87.5% |
| Participation rate | 15.7% | 68.3%-52.6pp | 75.9%-60.2pp | 69.3%-53.7pp |
| Annual return | 10.00% | 25.09%-15.1pp | 25.76%-15.8pp | 318.63%-308.6pp |
| Employer contribution / active EE | $683 | $2,734-75.0% | $3,723-81.7% | $2,565-73.4% |
| Participant deferral / active EE | $89 | $3,468-97.4% | $4,654-98.1% | $3,952-97.8% |
| Admin fee / account holder | $359 | $5,470-93.4% | $6,755-94.7% | $6,261-94.3% |