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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,419 | $69,159-58.9% | $125,180-77.3% | $67,579-57.9% |
| Participation rate | 100.0% | 78.2%+21.8pp | 79.8%+20.2pp | 71.3%+28.7pp |
| Annual return | 412.76% | 27.12%+385.6pp | 43.79%+369.0pp | 378.56%+34.2pp |
| Employer contribution / active EE | $1,028 | $2,023-49.2% | $3,866-73.4% | $2,148-52.1% |
| Participant deferral / active EE | $2,378 | $3,700-35.7% | $4,937-51.8% | $3,539-32.8% |
| Admin fee / account holder | $148 | $142+4.1% | $9,703-98.5% | $142+3.7% |