Retirement plan

SED RETIREMENT PLAN

Name: SOUTHERN EAGLE DISTRIBUTING - SED RETIREMENT PLAN (2016) Form 5500
Creator: SOUTHERN EAGLE DISTRIBUTING
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SED RETIREMENT PLAN, SOUTHERN EAGLE DISTRIBUTING

SOUTHERN EAGLE DISTRIBUTINGEIN 26-0397238Plan #001PY 2016

1320 US 80, P.O. BOX 876 - SAVANNAH, GA 31404229-423-4679

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$8.4M

+22.2% from 2015

Total participants

443

+7.5% from 2015

Average account balance

$21,433

+21.0% from 2015

Annual return

14.99%

+16.78 pp from 2015

Benchmarks

See 1,219 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,219 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$33.64M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$40K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

850

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.41M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.46%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$211

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: THE RETIREMENT PLAN COMPANY Service code 51 · EIN 38-3712991	Investment Mgmt Fees	$39,942

Plan features & details

Pension benefit codes2E2F2G2J2K3D3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$44K

$110 / participant

Investment mgmt$4K10.1%
Other / not subdivided$40K89.9%

% of EOY assets

0.526%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALLEN PRITCHETT & BASSEETT. LLP
Auditor EIN: 581382220
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,433

$107,378-80.0%

$108,582-80.3%

$57,658-62.8%

Participation rate

87.8%

77.1%+10.7pp

79.6%+8.2pp

70.2%+17.6pp

Annual return

14.99%

12.80%+2.2pp

-51.70%+66.7pp

5.13%+9.9pp

Employer contribution / active EE

$563

$1,782-68.4%

$3,758-85.0%

$1,974-71.5%

Participant deferral / active EE

$1,794

$3,221-44.3%

$4,311-58.4%

$3,061-41.4%

Admin fee / account holder

$113

$108+3.9%

$7,645-98.5%

$95+19.3%

Provider

Service type

Compensation

EPIC RETIREMENT PLAN SERVICES2+ years

Filed as: THE RETIREMENT PLAN COMPANY

Service code 51 · EIN 38-3712991

Investment Mgmt Fees

$39,942

SED RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SED RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion