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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,700 | $96,361-52.6% | $80,607-43.3% | $139,456-67.2% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 13.12% | 1350.95%-1337.8pp | 936.11%-923.0pp | 373.45%-360.3pp |
| Employer contribution / active EE | $0 | $3,262-100.0% | $2,724-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $9,005 | $5,232+72.1% | $4,448+102.5% | $6,711+34.2% |
| Admin fee / account holder | $1,648 | $6,601-75.0% | $5,379-69.4% | $11,407-85.6% |