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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,829 | $101,069-79.4% | $81,478-74.4% | $147,585-85.9% |
| Participation rate | 56.5% | 74.5%-17.9pp | 68.0%-11.4pp | 82.8%-26.3pp |
| Annual return | 12.63% | 32.40%-19.8pp | 38.78%-26.2pp | 578.57%-565.9pp |
| Employer contribution / active EE | $0 | $3,205-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,449 | $4,242+28.5% | $3,537+54.1% | $5,439+0.2% |
| Admin fee / account holder | $1,077 | $5,812-81.5% | $4,561-76.4% | $10,885-90.1% |