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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,863 | $156,398-34.9% | $147,318-30.9% | $138,895-26.7% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 79.9%-19.9pp |
| Annual return | 22.74% | 78.75%-56.0pp | 70.43%-47.7pp | 145.39%-122.7pp |
| Employer contribution / active EE | $3,362 | $4,853-30.7% | $4,593-26.8% | $4,194-19.9% |
| Participant deferral / active EE | $6,784 | $8,237-17.6% | $7,906-14.2% | $6,396+6.1% |
| Admin fee / account holder | $4,183 | $14,976-72.1% | $13,708-69.5% | $12,562-66.7% |