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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,179 | $138,102-74.5% | $125,381-71.9% | $134,532-73.9% |
| Participation rate | 64.7% | 84.5%-19.8pp | 82.4%-17.7pp | 81.2%-16.5pp |
| Annual return | 0.00% | 750.73%-750.7pp | 572.31%-572.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $3,050 | $5,245-41.9% | $4,815-36.7% | $4,741-35.7% |
| Participant deferral / active EE | $7,565 | $7,801-3.0% | $7,448+1.6% | $6,401+18.2% |
| Admin fee / account holder | $1,975 | $11,568-82.9% | $10,007-80.3% | $11,429-82.7% |