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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,066 | $154,228-30.6% | $145,433-26.4% | $137,256-22.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.93% | 74.59%-55.7pp | 66.58%-47.6pp | 220.34%-201.4pp |
| Employer contribution / active EE | $11,331 | $4,804+135.9% | $4,554+148.8% | $4,156+172.6% |
| Participant deferral / active EE | $10,533 | $8,216+28.2% | $7,897+33.4% | $6,407+64.4% |
| Admin fee / account holder | $451 | $14,344-96.9% | $13,129-96.6% | $12,270-96.3% |