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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,296 | $133,981-75.1% | $112,249-70.3% | $134,532-75.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -22.37% | 47.16%-69.5pp | 27.48%-49.8pp | 418.27%-440.6pp |
| Employer contribution / active EE | $3,622 | $4,040-10.3% | $3,636-0.4% | $4,741-23.6% |
| Participant deferral / active EE | $4,782 | $5,292-9.6% | $4,729+1.1% | $6,401-25.3% |
| Admin fee / account holder | $1,108 | $7,492-85.2% | $6,412-82.7% | $11,429-90.3% |