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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,815 | $72,273-56.0% | $101,275-68.6% | $79,856-60.2% |
| Participation rate | 61.3% | 68.5%-7.2pp | 75.8%-14.5pp | 69.6%-8.4pp |
| Annual return | 22.02% | 22.30%-0.3pp | 46.48%-24.5pp | 31.71%-9.7pp |
| Employer contribution / active EE | $2,592 | $2,691-3.7% | $3,660-29.2% | $2,471+4.9% |
| Participant deferral / active EE | $4,317 | $3,282+31.5% | $4,371-1.2% | $3,741+15.4% |
| Admin fee / account holder | $313 | $4,401-92.9% | $5,948-94.7% | $5,306-94.1% |