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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,430 | $57,352-69.6% | $83,831-79.2% | $64,173-72.8% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -11.94% | 11.38%-23.3pp | 850.99%-862.9pp | 7.63%-19.6pp |
| Employer contribution / active EE | $3,035 | $2,546+19.2% | $3,631-16.4% | $2,381+27.5% |
| Participant deferral / active EE | $5,083 | $2,993+69.8% | $4,082+24.5% | $3,470+46.5% |
| Admin fee / account holder | $474 | $4,046-88.3% | $5,479-91.4% | $4,887-90.3% |