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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,972 | $72,273-54.4% | $101,275-67.4% | $79,856-58.7% |
| Participation rate | 51.9% | 68.5%-16.5pp | 75.8%-23.9pp | 69.6%-17.7pp |
| Annual return | 14.77% | 22.30%-7.5pp | 46.48%-31.7pp | 31.71%-16.9pp |
| Employer contribution / active EE | $1,172 | $2,691-56.5% | $3,660-68.0% | $2,471-52.6% |
| Participant deferral / active EE | $1,813 | $3,282-44.8% | $4,371-58.5% | $3,741-51.5% |
| Admin fee / account holder | $1,407 | $4,401-68.0% | $5,948-76.3% | $5,306-73.5% |