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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,821 | $57,352-67.2% | $83,831-77.5% | $64,173-70.7% |
| Participation rate | 54.8% | 68.6%-13.8pp | 76.1%-21.4pp | 69.6%-14.8pp |
| Annual return | 42.84% | 11.38%+31.5pp | 850.99%-808.1pp | 7.63%+35.2pp |
| Employer contribution / active EE | $1,019 | $2,546-60.0% | $3,631-71.9% | $2,381-57.2% |
| Participant deferral / active EE | $2,229 | $2,993-25.5% | $4,082-45.4% | $3,470-35.7% |
| Admin fee / account holder | $465 | $4,046-88.5% | $5,479-91.5% | $4,887-90.5% |