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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,229 | $85,169+405.1% | $172,755+149.0% | $72,983+489.5% |
| Participation rate | 97.8% | 70.1%+27.8pp | 82.6%+15.2pp | 69.5%+28.3pp |
| Annual return | 23.36% | 27.32%-4.0pp | 802.94%-779.6pp | 81.01%-57.7pp |
| Employer contribution / active EE | $27,921 | $3,324+740.0% | $5,144+442.8% | $2,440+1044.3% |
| Participant deferral / active EE | $23,087 | $3,260+608.2% | $5,198+344.2% | $3,608+540.0% |
| Admin fee / account holder | $4,659 | $5,880-20.8% | $13,955-66.6% | $5,124-9.1% |