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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,621 | $84,236+286.6% | $170,435+91.1% | $70,126+364.3% |
| Participation rate | 93.6% | 70.8%+22.8pp | 83.6%+10.0pp | 69.5%+24.1pp |
| Annual return | 20.29% | 23.06%-2.8pp | 205.94%-185.6pp | 73.15%-52.9pp |
| Employer contribution / active EE | $25,487 | $3,387+652.5% | $5,432+369.2% | $2,343+988.0% |
| Participant deferral / active EE | $20,367 | $3,086+560.0% | $4,939+312.3% | $3,332+511.3% |
| Admin fee / account holder | $4,911 | $5,698-13.8% | $13,881-64.6% | $4,645+5.7% |