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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,011 | $174,379-65.0% | $152,093-59.9% | $138,895-56.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.78% | 74.86%-56.1pp | 66.36%-47.6pp | 145.39%-126.6pp |
| Employer contribution / active EE | $1,809 | $4,652-61.1% | $4,175-56.7% | $4,194-56.9% |
| Participant deferral / active EE | $3,070 | $6,159-50.1% | $5,451-43.7% | $6,396-52.0% |
| Admin fee / account holder | $353 | $16,880-97.9% | $14,497-97.6% | $12,562-97.2% |