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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,351 | $167,362-78.9% | $143,799-75.4% | $134,532-73.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.39% | 0.47%-23.9pp | -0.04%-23.3pp | 418.27%-441.7pp |
| Employer contribution / active EE | $2,173 | $5,620-61.3% | $4,952-56.1% | $4,741-54.2% |
| Participant deferral / active EE | $2,619 | $6,447-59.4% | $5,638-53.6% | $6,401-59.1% |
| Admin fee / account holder | $20,642 | $18,094+14.1% | $14,677+40.6% | $11,429+80.6% |