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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,859 | $134,001+104.4% | $112,258+144.0% | $134,509+103.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.30% | 47.15%-67.5pp | 27.47%-47.8pp | 418.13%-438.4pp |
| Employer contribution / active EE | $11,938 | $4,039+195.6% | $3,636+228.4% | $4,741+151.8% |
| Participant deferral / active EE | $10,077 | $5,291+90.5% | $4,728+113.1% | $6,400+57.5% |
| Admin fee / account holder | $2,451 | $7,491-67.3% | $6,411-61.8% | $11,427-78.6% |