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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,523 | $107,353+134.3% | $92,903+170.7% | $152,885+64.5% |
| Participation rate | 85.7% | 79.8%+5.9pp | 76.0%+9.7pp | 82.5%+3.3pp |
| Annual return | 4.09% | 145.62%-141.5pp | 109.43%-105.3pp | 345.39%-341.3pp |
| Employer contribution / active EE | $9,686 | $4,222+129.4% | $3,653+165.2% | $4,763+103.4% |
| Participant deferral / active EE | $5,655 | $4,848+16.6% | $4,238+33.4% | $5,851-3.4% |
| Admin fee / account holder | $15,370 | $7,081+117.1% | $5,795+165.2% | $11,598+32.5% |