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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,331 | $156,398-79.3% | $147,318-78.1% | $138,895-76.7% |
| Participation rate | 89.5% | 83.8%+5.7pp | 82.1%+7.4pp | 79.9%+9.6pp |
| Annual return | 13.81% | 78.75%-64.9pp | 70.43%-56.6pp | 145.39%-131.6pp |
| Employer contribution / active EE | $2,364 | $4,853-51.3% | $4,593-48.5% | $4,194-43.6% |
| Participant deferral / active EE | $3,757 | $8,237-54.4% | $7,906-52.5% | $6,396-41.3% |
| Admin fee / account holder | $799 | $14,976-94.7% | $13,708-94.2% | $12,562-93.6% |