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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,449 | $148,582-82.2% | $135,942-80.5% | $139,456-81.0% |
| Participation rate | 81.3% | 83.9%-2.6pp | 81.9%-0.7pp | 80.3%+0.9pp |
| Annual return | 18.40% | 79.26%-60.9pp | 68.28%-49.9pp | 373.45%-355.0pp |
| Employer contribution / active EE | $2,192 | $5,245-58.2% | $4,858-54.9% | $4,753-53.9% |
| Participant deferral / active EE | $4,182 | $8,101-48.4% | $7,759-46.1% | $6,711-37.7% |
| Admin fee / account holder | $3,621 | $12,402-70.8% | $10,764-66.4% | $11,407-68.3% |