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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,703 | $150,197-5.7% | $120,368+17.7% | $145,959-2.9% |
| Participation rate | 90.5% | 78.8%+11.7pp | 71.9%+18.6pp | 80.3%+10.2pp |
| Annual return | 14.83% | 154.26%-139.4pp | 107.26%-92.4pp | 561.95%-547.1pp |
| Employer contribution / active EE | $13,129 | $4,350+201.8% | $3,465+279.0% | $4,661+181.7% |
| Participant deferral / active EE | $5,736 | $6,174-7.1% | $4,991+14.9% | $6,689-14.2% |
| Admin fee / account holder | $2,953 | $12,216-75.8% | $9,429-68.7% | $13,398-78.0% |