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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,703 | $150,435-5.8% | $120,580+17.5% | $145,897-2.9% |
| Participation rate | 90.5% | 78.8%+11.7pp | 72.0%+18.5pp | 80.3%+10.2pp |
| Annual return | 14.83% | 154.60%-139.8pp | 107.48%-92.6pp | 552.29%-537.5pp |
| Employer contribution / active EE | $13,129 | $4,352+201.7% | $3,469+278.4% | $4,663+181.6% |
| Participant deferral / active EE | $5,736 | $6,174-7.1% | $4,995+14.8% | $6,689-14.2% |
| Admin fee / account holder | $2,953 | $12,182-75.8% | $9,418-68.7% | $13,390-77.9% |