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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,703 | $150,346-5.7% | $120,524+17.6% | $145,877-2.9% |
| Participation rate | 90.5% | 78.8%+11.7pp | 71.9%+18.5pp | 80.3%+10.2pp |
| Annual return | 14.83% | 154.40%-139.6pp | 107.36%-92.5pp | 551.28%-536.4pp |
| Employer contribution / active EE | $13,129 | $4,353+201.6% | $3,469+278.5% | $4,663+181.6% |
| Participant deferral / active EE | $5,736 | $6,172-7.1% | $4,994+14.9% | $6,691-14.3% |
| Admin fee / account holder | $2,953 | $12,215-75.8% | $9,440-68.7% | $13,402-78.0% |