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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,683 | $82,288+7.8% | $68,794+28.9% | $134,509-34.1% |
| Participation rate | 66.7% | 75.1%-8.4pp | 69.0%-2.4pp | 81.2%-14.6pp |
| Annual return | -19.20% | -2.19%-17.0pp | -6.37%-12.8pp | 418.13%-437.3pp |
| Employer contribution / active EE | $1,975 | $3,301-40.2% | $2,656-25.6% | $4,741-58.3% |
| Participant deferral / active EE | $7,547 | $4,738+59.3% | $3,941+91.5% | $6,400+17.9% |
| Admin fee / account holder | $66,225 | $6,482+921.7% | $4,934+1242.1% | $11,427+479.6% |