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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,374 | $91,037+3.7% | $71,671+31.7% | $147,586-36.1% |
| Participation rate | 85.7% | 76.1%+9.6pp | 68.7%+17.0pp | 82.8%+2.9pp |
| Annual return | 26.25% | 20.48%+5.8pp | 20.65%+5.6pp | 578.59%-552.3pp |
| Employer contribution / active EE | $2,367 | $3,327-28.9% | $2,460-3.8% | $4,876-51.5% |
| Participant deferral / active EE | $8,860 | $4,498+97.0% | $3,438+157.7% | $5,439+62.9% |
| Admin fee / account holder | $3,617 | $8,613-58.0% | $5,558-34.9% | $10,886-66.8% |