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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,076 | $108,825-43.0% | $156,181-60.3% | $82,448-24.7% |
| Participation rate | 58.0% | 72.4%-14.4pp | 78.8%-20.9pp | 68.1%-10.1pp |
| Annual return | 18.86% | 20.59%-1.7pp | 64.87%-46.0pp | 41.64%-22.8pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,408 | $4,577-3.7% | $6,132-28.1% | $4,139+6.5% |
| Admin fee / account holder | $4,482 | $9,341-52.0% | $14,586-69.3% | $7,234-38.0% |