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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,256 | $54,690-44.7% | $76,030-60.2% | $74,478-59.4% |
| Participation rate | 29.2% | 60.3%-31.1pp | 69.1%-39.9pp | 67.2%-38.0pp |
| Annual return | 12.46% | 31.92%-19.5pp | 361.54%-349.1pp | 1370.56%-1358.1pp |
| Employer contribution / active EE | $843 | $1,781-52.7% | $2,688-68.6% | $2,626-67.9% |
| Participant deferral / active EE | $1,915 | $3,070-37.6% | $4,257-55.0% | $4,350-56.0% |
| Admin fee / account holder | $8,160 | $2,240+264.3% | $6,421+27.1% | $1,946+319.4% |