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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,333 | $84,518-33.3% | $67,704-16.8% | $125,389-55.1% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -0.96% | 2.57%-3.5pp | 25.41%-26.4pp | 282.24%-283.2pp |
| Employer contribution / active EE | $592 | $3,292-82.0% | $2,559-76.9% | $4,866-87.8% |
| Participant deferral / active EE | $2,140 | $4,430-51.7% | $3,585-40.3% | $5,352-60.0% |
| Admin fee / account holder | $2,573 | $5,340-51.8% | $4,255-39.5% | $9,541-73.0% |