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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,105 | $101,063-37.6% | $81,473-22.5% | $147,586-57.2% |
| Participation rate | 66.7% | 74.5%-7.8pp | 68.0%-1.3pp | 82.8%-16.2pp |
| Annual return | 13.91% | 32.41%-18.5pp | 38.78%-24.9pp | 578.59%-564.7pp |
| Employer contribution / active EE | $1,815 | $3,206-43.4% | $2,568-29.3% | $4,876-62.8% |
| Participant deferral / active EE | $3,584 | $4,242-15.5% | $3,537+1.3% | $5,439-34.1% |
| Admin fee / account holder | $15,663 | $5,812+169.5% | $4,561+243.4% | $10,886+43.9% |