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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,771 | $106,247-43.7% | $96,515-38.1% | $139,466-57.1% |
| Participation rate | 63.6% | 77.8%-14.2pp | 74.3%-10.7pp | 80.3%-16.7pp |
| Annual return | 13.09% | 38.47%-25.4pp | 35.73%-22.6pp | 373.66%-360.6pp |
| Employer contribution / active EE | $892 | $4,106-78.3% | $3,740-76.2% | $4,754-81.2% |
| Participant deferral / active EE | $1,879 | $5,456-65.6% | $4,880-61.5% | $6,712-72.0% |
| Admin fee / account holder | $6,703 | $7,885-15.0% | $6,735-0.5% | $11,409-41.2% |