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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,843 | $106,008-53.0% | $92,240-46.0% | $147,586-66.2% |
| Participation rate | 68.4% | 80.4%-12.0pp | 76.5%-8.1pp | 82.8%-14.4pp |
| Annual return | 14.27% | 50.05%-35.8pp | 176.29%-162.0pp | 578.59%-564.3pp |
| Employer contribution / active EE | $823 | $4,333-81.0% | $3,680-77.6% | $4,876-83.1% |
| Participant deferral / active EE | $2,401 | $4,478-46.4% | $3,897-38.4% | $5,439-55.9% |
| Admin fee / account holder | $184 | $6,333-97.1% | $5,194-96.5% | $10,886-98.3% |