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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,122 | $133,998-53.6% | $112,263-44.7% | $134,545-53.8% |
| Participation rate | 55.0% | 78.6%-23.6pp | 75.1%-20.1pp | 81.2%-26.2pp |
| Annual return | -14.70% | 47.17%-61.9pp | 27.49%-42.2pp | 418.37%-433.1pp |
| Employer contribution / active EE | $927 | $4,040-77.1% | $3,636-74.5% | $4,742-80.5% |
| Participant deferral / active EE | $2,514 | $5,292-52.5% | $4,729-46.8% | $6,401-60.7% |
| Admin fee / account holder | $3,080 | $7,493-58.9% | $6,410-52.0% | $11,431-73.1% |