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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,779 | $135,956+12.4% | $123,894+23.3% | $273,972-44.2% |
| Participation rate | 33.3% | 84.1%-50.7pp | 81.4%-48.1pp | 83.0%-49.7pp |
| Annual return | 7.53% | 56.63%-49.1pp | 47.52%-40.0pp | 41.46%-33.9pp |
| Employer contribution / active EE | $979 | $5,170-81.1% | $4,617-78.8% | $4,869-79.9% |
| Participant deferral / active EE | $6,113 | $6,343-3.6% | $5,984+2.1% | $5,287+15.6% |
| Admin fee / account holder | $1,246 | $9,817-87.3% | $8,357-85.1% | $10,133-87.7% |