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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,221 | $148,623+54.2% | $135,974+68.6% | $139,466+64.4% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 16.96% | 79.30%-62.3pp | 68.30%-51.3pp | 373.66%-356.7pp |
| Employer contribution / active EE | $1,431 | $5,246-72.7% | $4,859-70.5% | $4,754-69.9% |
| Participant deferral / active EE | $4,731 | $8,103-41.6% | $7,760-39.0% | $6,712-29.5% |
| Admin fee / account holder | $1,335 | $12,406-89.2% | $10,767-87.6% | $11,409-88.3% |