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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,529 | $162,812+9.0% | $133,971+32.5% | $158,966+11.7% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 14.04% | 41.94%-27.9pp | 45.09%-31.1pp | 302.95%-288.9pp |
| Employer contribution / active EE | $668 | $4,976-86.6% | $3,919-83.0% | $4,762-86.0% |
| Participant deferral / active EE | $2,133 | $5,910-63.9% | $5,047-57.7% | $5,983-64.4% |
| Admin fee / account holder | $91,739 | $11,741+681.4% | $8,929+927.4% | $11,250+715.5% |