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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,013 | $144,130+16.6% | $117,861+42.6% | $147,586+13.8% |
| Participation rate | 88.9% | 83.4%+5.5pp | 79.7%+9.2pp | 82.8%+6.1pp |
| Annual return | 16.75% | 531.20%-514.5pp | 335.11%-318.4pp | 578.59%-561.8pp |
| Employer contribution / active EE | $1,327 | $4,897-72.9% | $3,786-65.0% | $4,876-72.8% |
| Participant deferral / active EE | $4,569 | $5,316-14.1% | $4,482+1.9% | $5,439-16.0% |
| Admin fee / account holder | $11,022 | $10,887+1.2% | $8,021+37.4% | $10,886+1.3% |