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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,140 | $96,691+307.6% | $86,656+354.8% | $139,487+182.6% |
| Participation rate | 95.0% | 74.4%+20.6pp | 71.7%+23.3pp | 80.3%+14.7pp |
| Annual return | 21.24% | 106.87%-85.6pp | 593.09%-571.9pp | 373.84%-352.6pp |
| Employer contribution / active EE | $5,092 | $3,267+55.9% | $3,025+68.3% | $4,755+7.1% |
| Participant deferral / active EE | $8,281 | $4,838+71.2% | $4,439+86.5% | $6,713+23.4% |
| Admin fee / account holder | $31,439 | $6,414+390.1% | $5,619+459.5% | $11,407+175.6% |