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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,898 | $103,038+198.8% | $90,324+240.9% | $152,909+101.4% |
| Participation rate | 95.8% | 75.9%+20.0pp | 73.3%+22.6pp | 82.5%+13.4pp |
| Annual return | 23.15% | 95.25%-72.1pp | 78.15%-55.0pp | 345.46%-322.3pp |
| Employer contribution / active EE | $4,283 | $3,141+36.4% | $2,856+50.0% | $4,764-10.1% |
| Participant deferral / active EE | $5,849 | $4,282+36.6% | $3,885+50.5% | $5,8510% |
| Admin fee / account holder | $35,765 | $6,177+479.0% | $5,356+567.8% | $11,601+208.3% |