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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,737 | $90,607+199.9% | $79,467+241.9% | $135,380+100.7% |
| Participation rate | 95.7% | 76.0%+19.6pp | 73.3%+22.3pp | 82.6%+13.0pp |
| Annual return | -6.72% | 977.74%-984.5pp | 718.30%-725.0pp | 519.81%-526.5pp |
| Employer contribution / active EE | $4,306 | $3,068+40.4% | $2,800+53.8% | $4,779-9.9% |
| Participant deferral / active EE | $6,909 | $4,050+70.6% | $3,704+86.5% | $5,609+23.2% |
| Admin fee / account holder | $5,399 | $5,895-8.4% | $5,104+5.8% | $10,828-50.1% |