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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,961 | $202,345-34.8% | $172,755-23.6% | $152,885-13.7% |
| Participation rate | 62.5% | 87.1%-24.6pp | 82.6%-20.1pp | 82.5%-20.0pp |
| Annual return | 11.97% | 1029.77%-1017.8pp | 802.94%-791.0pp | 345.39%-333.4pp |
| Employer contribution / active EE | $2,027 | $5,858-65.4% | $5,144-60.6% | $4,763-57.4% |
| Participant deferral / active EE | $3,711 | $5,948-37.6% | $5,198-28.6% | $5,851-36.6% |
| Admin fee / account holder | $105 | $17,111-99.4% | $13,955-99.3% | $11,598-99.1% |